ePay Wireless - Product Introduction As a participating referral agent for ePay Management you have the ability to offer merchant bankcard services to your retail, wireless and Internet-based business customers. Our most successful dealers have realized that any business customer that has the need to accept credit cards is a potential merchant that can be referred to ePay. This section of our website will introduce you to the different services we have to offer.  ePay Wireless Using a compatible cellular phone along with a credit card reader or credit card reader/printer and the ePay Wireless software customers are able to process real-time swiped credit card transactions through a cell phone! How A Transaction Works When a transaction is performed on the EPAYWireless platform the program communicates with the wireless gateway who, in turn, transmits the data to the credit card processor for approval. The processor results of the transaction are communicated back to the gateway who then sends the results back to the program. If the transaction is approved an approval number is displayed for the merchant to document or if a printer is being utilized a receipt is printed. Declined transactions result in a "declined" response on the display. The transaction is stored in the merchant's current batch and will be automatically settled at the end of the day and then routed for deposit into the merchant's checking account. Gateway Value By utilizing a wireless gateway, EPAYWireless merchants can take advantage of two valuable services; Real-Time, Web Based Reporting: Merchants can access their current or previous batches at any time by accessing their account through the gateway's website. Every EPAYWireless merchant is provided with a username and password at the time their account is approved. This service is very valuable considering that the merchant's can access their complete processing history at any time eliminating the need to either search for past receipts or call the bank requesting transaction information. Web Based Terminal: EPAYWireless merchants can access their onine terminal 24 hours a day for processing manual sales, credits, voids and other transactions. For merchant's who do any percentage of Mail Order, Internet or Telephone Order transactions the Web Based Terminal is a very valuable tool. Equipment Options EPAYWireless is available as either a "swipe only" solution or a "printing" solution. The swipe only solution is ideal for merchants that process a low number of transactions or for those industries that utilize an existing invoice or work order where the credit card authorization verbage can be pre-printed or stamped on the existing paperwork. EPAYWireless has numerous printing options that utilize thermal printers with built-in card readers including a solution that can be hard-wired in to a vehicle, ideal for limousine companies, taxi cabs, the towing industry, etc. Compatible Cellular Networks The EPAYWireless program can be used in conjunction with Nextel, Verizon, Sprint, Cingular/AT&T, Alltel and T-Mobile. Other Benefits The EPAYWireless program controls the processing of duplicate transactions. Wireless processing solutions have always been prone to duplicate transactions due to loss of cellular coverage during a sale. The EPAYWireless program stores this data at the gateway so if a duplicate transaction is attempted the merchant is immediatelly prompted that a duplicate transaction is being performed.  ePay Retail Your retail business customers will benefit from the low rate structures and value-add services that ePay has to offer. Savings In Processing Costs We offer 3-tiered, 4-tiered and wholesale rate structures. You can be confident that you will be able to offer your customers a savings in their processing costs regardless of the size or type of the business. Typically we are saving customers 20% on their current processing costs. Value-Add Services At ePay we believe that providing quality, affordable product and a high level of customer service is the key to success. Keeping our merchants satisfied leads to high merchant retention which means long-term residuals for our referral partners. When it comes to electronic payment options we make certain that our customers have every option open to them. Check Guarantee, Check Conversion and Check 21. Gift Card and Loyalty Card Programs PIN-Based Debit and ATM Services Cash Advance Programs ACH Programs  EPAY Internet Your business customers can commerce-enable their websites easily and efficiently with our internet payment gateway solutions. Unlike many of todays merchant bankcard providers, we understand the Internet Business market and welcome web-based merchants with open arms. We offer some of the most competitive Internet rates in the industry while backing up our service with exemplary customer service. Click on "Become A Dealer" to get started today.